Looking at your options for retirement living in the city of Brotherly Love? First, you should know that you've made a great choice.U.S. News and World Report counts Philadelphia among the 35 best places to retire in the entire country, based on criteria including the happiness of local residents, housing affordability, tax rates, and healthcare quality. Philadelphia has the benefits of a major city with all the comforts that come with a small-town feel. There is American history everywhere you look, a thriving art and culture scene, and famous cheesesteaks - what more could you need?
Beyond the fun stuff, Philadelphia is very financially beneficial for your retirement years. To begin, Pennsylvania is tax-friendly for retirees, meaning seniors in the Keystone State can keep more of their money in their own pockets. The state doesn't tax retirement income for residents older than 59 and a half years of age, income from individual or workplace retirement accounts, or Social Security benefits.
Since you’ve decided on Philadelphia for your Golden Years, it’s time to start narrowing down your options in terms of senior living. Thinking about moving into a retirement community? Below you’ll find everything you need to know about selecting the right community for you in “The City that Loves You Back”:
What Exactly is a Retirement Community?
Retirement communities, also known as active adult living or “55-plus” communities, are specifically designed to cater to the needs and preferences of adults who are at least 55 years old. Moving into one of these communities is a great option for retirees who can live on their own but do not want to take care of every aspect of a home. Management in 55-plus communities usually performs the following maintenance tasks:
· Common area maintenance
· Exterior building maintenance
· Sewer maintenance
· Roof maintenance
Beyond maintenance concerns, the homes in these communities are typically equipped with senior-friendly features that allow retirees to age in place with minimal worry. These layout features typically include no-step entryways, wide hallways, and shower rails or walk-in bathtubs to help prevent falls.
Test Drive a Potential Retirement Community
Choosing a place to call home is no small decision; you’ll want to make sure the community you select is actually a good fit for you in terms of amenities, social atmosphere, and people. Spending time in a given community as a trial run can give you a better idea of what day-to-day life would really be like. Visit different facilities, check out shared community spaces, and have conversations with current residents. Additionally, inquire about special amenities and luxuries that might be available in the community, such as a swimming pool, fitness center, organized happy hours, and other social activities.
Review Other Senior Living Options in Philadelphia
While retirement communities are an amazing option for many seniors, they might not be the wisest choice for everyone. Retirees with complicated health needs or mobility limitations can instead consider an assisted living facility. These facilities are staffed with professionals who are trained to assist seniors with essential activities of daily living, such as bathing, dressing, preparing nutritious meals, and keeping track of medications. There are many assisted living facilities in Philadelphia and the greater metropolitan area to explore.
Ready to discuss your options in Philadelphia? Contact Clemmer Moving and Storage today to embark on the journey of finding your retirement dream home! The amazing staff at Clemmer is committed to three main principles during the real estate experience: loyalty, integrity, and honesty. You will never get less than the best with us.